Whenever the Indian stock market falls sharply, one question quickly appears across social media, news debates and investor discussions: “Is the Modi government responsible for the market crash?” Some people blame government policies, taxes and economic management. Others argue that the fall has little to do with Prime Minister Narendra Modi or the central government and is mainly the result of global economic conditions. I wanted to understand this beyond political arguments

The Reserve Bank of India (RBI) is preparing to introduce polymer (plastic) banknotes for ₹10 and ₹20 denominations as part of a field trial. While the initiative begins on a small scale, it represents a significant step toward modernizing India's currency system. For years, lower denomination notes have worn out quickly because they are used in everyday transactions. Frequent replacement of damaged notes results in substantial printing and distribution costs. By introducing